Richard J Emery - Director/Adviser
Peter DA Norman - Director/Adviser
Dean M Smith - Director/Adviser
Roz Cook - Office Manager
Susan Norman - Administrator

Richard J Emery - Director/Adviser

Career History:

1981 - First Job Halifax Building Society - Mortgage Clerk

1989 - Abbey National Financial Services Ltd - Independent Financial Adviser

1994 - Yorkshire Building Society - Independent Financial Adviser

1995 - Set up my own business trading as R J Emery Financial Services - Independent Financial Adviser

2000 - Founding Director of Bede Financial Management Ltd

Qualifications: Financial Planning Certificate, Certificate in Mortgage Advice & Practice

Age: 43

Education: 'A' Levels in Maths, Economics and Art

Home: Shadforth Village, Durham

Family: Wife and two children aged 12 and 15

Hobbies: Classic car restoration, camping and country walks

Favourite book: Steven Kings IT

Favourite film: Deliverance, Glengarry Glenross

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Peter DA Norman - Director/Adviser

Career History:

1976-83 Precision Engineer

1983-89 Pearl Assurance - District Agent

1989 - Aetna UK - Account Executive

1990-92 Abbey National Financial Services Ltd - Independent Financial Adviser

1992-94 Abbey National Financial Services Ltd - Unit Sales Manager

1994-95 Yorkshire Building Society - Independent Financial Adviser

1995-00 Set up my own business trading as P.D. Norman & Co - Independent Financial Adviser

2000 Founding Director of Bede Financial Management Ltd

Qualifications: Financial Planning Certificate, Certificate in Mortgage Advice & Practice

Age: 46

Education: St Josephs RC Primary, Durham, St Leonards RC Comprehensive Durham, New College, Durham

Home: Durham City

Family: 1 Daughter - Samantha aged 14

Hobbies: Golf, Cycling and Walking

Favourite book: Selected Autobiographies

Favourite film: Get Carter

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Dean M Smith - Director/Adviser

Career History:

1988-91 Bank Clerk, Midland Bank

1991-92 Refuge Assurance - District Agent

1992-94 Lloyds Bank - Financial Consultant

1994-96 Britannia Building Society - Financial Adviser

1996-00 Norwich Union - Senior Financial Consultant

2000-01 Joined Bede as self-employed Independent Financial Adviser

2001 to date Director of Bede Financial Management Ltd

Qualifications: Financial Planning Certificate, Certificate in Mortgage Advice & Practice

Age: 35Education: Park View Comprehensive, Chester le Street - 8 "O" Levels

Home: Great Lumley, Co. Durham

Family: Married to Shirley with 2 sons aged 11 & 7

Hobbies: Football (playing, coaching & spectating) & running

Favourite book: The 7 Habits of Highly Effective People

Favourite film: Kes

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Roz Cook - Office Manager

Career History:

1985-1986 Durham University - Office Junior

1986-2000 Poppies (Durham) - Assistant Manager

2000 to-date Bede Financial Management Ltd - Office Manager

Education: 1979 - 1984 Landsdown Comprehensive (Bowburn & Coxhoe) in County Durham
1984 -1985 Durham Sixth Form Centre, Durham City
1990-1992 Derwentside College, Consett, Co. Durham (Part-Time)

Home: I live in Bowburn in Durham and yes we do have allotments and pigeons

Family: I have been married for 15 years and have one child, daughter named Lauren aged 10 years and a pet rabbit called Jet.

Hobbies: My spare time is mostly spent with my daughter, family and friends. I enjoy walking, going to the cinema and listening to music.

Favourite Book: Digital Fortress by Dan Brown

Favourite Film: Dirty Dancing & Oceans Eleven (come on George Clooney and Brad Pitt in one film... together!)

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Susan Norman - Administrator

Career History:

1978 Works experience at Durham University as a receptionist then 1979 to 1997 Inland Revenue

Education: Durham Wearside Secondary School then New College for Secretarial.

Home: Live in Crossgate Moor, Durham City

Family: married to Peter with one daughter Samantha

Hobbies: Shopping, running, exercise class, reading.

Favourite book: Autobiographies and Harry Potter.

Favourite film: Pride and Prejudice and Harry Potter

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